With Indian Railway being the fourth largest network in the world it is well assumed that all of us have travelled through the railways at some point of time or the other. Having said so, it has been noticed that most of these travelers have faced problems with either booking the tickets or making payments. Booking railway ticket and inputting bank details have always been a tedious task for a traveler. In order to encourage and simplifying the process of digital online payment for them, IRCTC has collaborated with ntt data payment services india and introduced a novice method of accepting payments through the Bharat QR code.
Bharat QR code is a simple QR code accepting payments through four major card companies: National Payment Corp’s RuPay, Mastercard, Visa and American Express. It is a fund transferring facility that allows you to scan and make payments through your mobile banking app instantly and conveniently.
Customer: How does Bharat QR Scan and Pay works?
Customer : How can I book tickets on IRCTC through Bharat QR Code? I hear about booking tickets on IRCTC through Bharat QR code but how does it work?
Customer: How is it better than using other payment options?
Cutomer: Do I need to download any app for this?
Customer: Why use Bharat QR Scan and Pay instead of Card and other banking options?
AtomTech: When you make payment through Bharat QR scan you have the luxury of simply scanning a QR code instead of constantly punching your bank details and broadcasting your information. You don’t even have to input the amount with Bharat QR’s Dynamic QR Code. All you need to do is open your mobile banking app, give in your details and scan the code provided.While making payments through credit or debit cards or via online banking, you constantly run under the fear that the merchant may get your account details. With Bharat QR Scan, you can make payments and book e-tickets with no hassles or worries and your information stays safe and secure.
Customer: What do you mean by a QR Code and what is Dynamic Code?
AtomTech: It is a two-dimensional (black squares arranged in a square grid on a white background), mobile/machine-readable optical label that contains information about the item to which it is attached.A dynamic QR code is a code that is generated real time where you will have the merchant name (in this case IRCTC) and the amount (cost of your ticket)
Here you don’t have to enter the anything manually on the phone, not even the amount. It is system generated. So the scope of making any error while putting in the merchant name/amount is zero.