Collection of Personal Data

1. Definition of Personal Data
“Personal Data” refers to any information that identifies you or could be used to identify you. This includes your name, address, phone number, identity card number, email address, personal preferences, and other data you provide or that may be collected, stored, used, and processed by NTT DATA Payment Services.

3. Voluntary Disclosure
Providing your Personal Data is voluntary. However, not doing so may prevent us from offering services, responding to inquiries, or maintaining communication with you.

Purposes of Processing

4. Purpose and Use of Personal Data
By providing your Personal Data, you agree that NTT DATA Payment Services may collect, retain, and process your information to fulfill the following purposes, including but not limited to:

• Communicating with you regarding your queries, applications, or requests
• Sending updates about events, promotions, marketing materials, and future initiatives
• Conducting research and analysis to better understand your preferences and behavior
• Fulfilling legal or regulatory requirements, including making necessary disclosures under the law

5. Withdrawal of Consent
If you do not consent to the processing of your Personal Data for any of the purposes mentioned above, please inform us by reaching out via the contact details provided in Paragraph 14.

Disclosure to Third Parties

6. Sharing of Personal Data
NTT DATA Payment Services may engage with external parties to perform services on our behalf. This may require granting access to or disclosing your Personal Data to trusted third parties, including but not limited to:

• Other divisions or affiliated entities within NTT DATA Payment Services
• Joint venture and alliance partners
• Agents, contractors, and third-party service providers offering administrative, IT, financial, operational, or research services (e.g. data entry, payroll, training, storage, telecoms, market research)
• Marketing or promotional partners offering products/services, contests, or programs (subject to applicable laws)
• Insurers, insurance investigators, and credit providers
• Credit bureaus, debt collection agencies, or dispute resolution centres in case of disputes or payment defaults
• Business partners, investors, assignees, or transferees (actual or potential) involved in mergers, acquisitions, or asset sales
• Professional advisors such as legal counsel and auditors
• Government authorities, regulators, or law enforcement as required by law
• Any third party to whom our rights and obligations are transferred
• Banks, credit card companies, and their respective service providers
• Any other party as explicitly consented to by you or notified by us through subsequent updates

Confidentiality & Privacy Principles

7. At NTT DATA Payment Services, your Personal Data is treated with the utmost confidentiality, in alignment with our Group Personal Data Protection Policy and applicable data protection laws.

8. We collect only the personal information necessary to understand your needs and provide better service.

9. Your information is used solely to enhance and deliver our products and services more effectively.

10. We do not disclose your information to any external organization without your consent, unless required by law or previously communicated to you.

11. All personnel and third parties with authorized access to your data are bound by strict confidentiality obligations.

12. We employ reasonable and practical security measures to ensure your Personal Data remains accurate, up-to-date, and protected from loss, misuse, unauthorized access, modification, or disclosure.

Retention of Personal Data

13. Your Personal Data will be retained for as long as it is necessary to fulfill the purposes for which it was collected. In most cases, this period will not exceed seven (7) years, unless a longer retention period is required by applicable laws or needed to establish, exercise, or defend legal claims.

Right of Access to Personal Data and Inquiries

14. Subject to applicable legal exceptions, you may request access to your Personal Data, or request correction, rectification, or updates if your data is inaccurate, incomplete, or outdated. For such requests or general inquiries related to your Personal Data and this Notice, please contact our designated Data Protection Officers.

15. Where we rely on your consent to use your Personal Data, you have the right to withdraw that consent at any time. This withdrawal will, however, not affect the lawfulness of processing based on your consent before your withdrawal. If you withdraw your consent to any or all purposes, and depending on the nature of your request, we may not be in a position to continue to provide you with our products or services.

16. NTT DATA Payment Services reserves the right to charge you a reasonable fee for processing any data access request.

17. In the event of any conflict between the English version and versions in other languages, the English version shall prevail. NTT DATA Payment Services has the right to modify, update, or amend the terms of this Notice at any time by placing the updated Notice on its Website. Continuing communication or use of NTT DATA Payment Services services shall signify your acceptance of the Notice, unless you inform us otherwise.