Importance of Credit Ratings: Understanding Why Credit Ratings Matter


The Importance of Credit Ratings: Why They Matter

1. Access to Loans 2. Interest Rates 3. Insurance Premiums 4. Promote transparency 5. Help manage risk

Factors that Affect Credit Ratings 

1. Financial performance 2. Debt-to-equity ratio 3. Market conditions 4. Industry trends 5. Political and regulatory environment

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