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1. Cardless EMI opens up purchasing options to customers who may not possess a credit card or prefer not to use one. 2. It provides a smooth payment experience by eliminating the need to carry physical cards or remember card details. 3. Allows customers to break their payments into affordable instalments.
1. Cardless EMI plans frequently include interest charges, which can raise the total cost of the purchase. 2. Customers must be cautious about accumulating too much debt by using multiple cardless EMI options simultaneously. 3. All merchants or enterprises do not accept cardless EMI.